Some basic rules and tips when our banks operate from home and online banking to avoid identity theft and phishing.
1 .- Avoid as much as possible to access your Internet banking or conducting financial transactions in public places where Internet access is available for many people such as internet cafes, universities, schools, offices and so on.
These computers could have some system to “capture” your personal data or information from your accounts. If in the event of a possible “emergency” are forced to access the internet banking service, to carry out a transaction in a public place, do you have people very close and close the browser at the end of their operations. Next, or as soon as possible, change the security access codes from your personal computer.
2 .- Access the safety tips offered by your bank. Most of them have this service. If you look almost all the websites of the banks give us some safety tips and some basic notices to users.
3 .- Keep your browser updated to the security protocols in order.
4 .- To observe if the address begins with https: instead of just http:
Make sure the navigation is safe and the banking website transmits encrypted information through the security protocol SSL (Secure Sockets Layer) which ensures the communication between server and client to avoid capture or see others exchanged data and ensuring the authenticity the server to which we connect and avoiding it to be supplanted by another.
A quick test to verify the accuracy of the site of our bank and not be tricked by some site created to steal data, is to “double click” on the yellow padlock that appears at the bottom / right of your browser, once We will made the certificate of authenticity that ensures the identity of our Bank.
5 .- The Bank will never ask you to report your keys or data via email. The so-called phishing is easy to avoid if you never replied to any mail that reaches us nuest
6 .- Keep your passwords secret. Never tell anyone or write them down in places visible or easily accessible, as the screen, keyboard, or make a document that puts “key-bancarias.txt.
7 .- We use random keys and change them regularly and whenever he suspects may be known by others or were used in public places.
8 .- If you make any monetary transaction save a copy or print the information, most banks have this feature web.
9 .- Point and check (if not widely used Internet Banking) the date of the last time you accessed your accounts online, this option is not available in all banks, should require the Bank as a security measure.
10 .- When you are accessing the Internet Banking without neglecting their operations distracted with other things, it is better to lock the computer or turn it off.
11 .- Log off when finished operate your virtual office.
12 .- Delete your browser cache at the end of the session.
13 .- Install some antivirus program on your computer and keep it updated.
14 .- Whenever in doubt ask at your bank, inform and advise you in detail how to access their “virtual office” and possible changes made in security
Anyway the best protection is the rational use of the computer, the better our personal computer at home and if possible which do not use Internet to download content.
