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	<title>Non chex systems bank and Rants &#187; bankviews</title>
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		<title>Full list of failed banks year 2009</title>
		<link>http://www.bankviews.info/2011/09/full-list-of-failed-banks-year-2009/</link>
		<comments>http://www.bankviews.info/2011/09/full-list-of-failed-banks-year-2009/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 08:36:42 +0000</pubDate>
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				<category><![CDATA[2009 bank failure]]></category>
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		<guid isPermaLink="false">http://bankviews.info/2009/10/full-list-of-failed-banks-year-2009/</guid>
		<description><![CDATA[These Full list of failed banks year 2009 originally taken from Bankrate.com.It was updated weekly stating the bank names, date when it was close and Deposit Insurance Fund (DIF )value.It&#8217;s quite a long list though,check it out. Failed bank Date closed Estimated cost to DIF ($millions)San Joaquin Bank, Bakersfiled, CA 10/16/2009 103Warren Bank, Warren, MI [...]]]></description>
			<content:encoded><![CDATA[<p>These Full list of failed banks year 2009  originally taken from Bankrate.com.It was updated weekly stating the bank names, date when it was close and Deposit Insurance Fund (DIF )value.It&#8217;s quite a long list though,check it out.</p>
<p>Failed bank Date closed Estimated cost to DIF ($millions)<br />San Joaquin Bank, Bakersfiled, CA 10/16/2009 103<br />Warren Bank, Warren, MI 10/2/2009 275<br />Jennings State Bank, Spring Grove, MN 10/2/2009 11.7<br />Southern Colorado National Bank, Pueblo, CO 10/2/2009 6.6<br />Georgian Bank, Atlanta, GA 9/25/2009 892<br />Irwin Union Bank, F.S.B., Louisville, KY* 9/18/2009 *850 for both<br />Irwin Union Bank and Trust Co., Columbus, IN* 9/18/2009 *850 for both<br />Corus Bank, National Association, Chicago, IL 9/11/2009 1,700<br />Brickwell Community Bank, Woodbury, MN 9/11/2009 22<br />Venture Bank, Lacy, WA 9/11/2009 298<br />First Bank of Kansas City, Kansas City, MO 9/4/2009 6<br />InBank, Oak Forest, IL 9/4/2009 66<br />Vantus Bank, Sioux City, IA 9/4/2009 168<br />Platinum Community Bank, Rolling Meadows, IL 9/4/2009 114.3<br />First State Bank, Flagstaff, AZ 9/4/2009 47<br />Bradford Bank, Baltimore, MD 8/28/2009 97<br />Mainstreet Bank, Forest Lake, MN 8/28/2009 95<br />Affinity Bank, Ventura, CA 8/28/2009 254<br />eBank, Atlanta, GA 8/21/2009 63<br />First Coweta Bank, Newman, GA 8/21/2009 48<br />CapitalSouth Bank, Birmingham, AL 8/21/2009 151<br />Guaranty Bank, Austin, TX 8/21/2009 3,000<br />Community Bank of Nevada, Las Vegas, NV 8/14/2009 781.5<br />Community Bank of Arizona, Phoenix, AZ 8/14/2009 26<br />Union Bank, National Assoc., Gilbert, AZ 8/14/2009 61<br />Colonial Bank, Montgomery, AL 8/14/2009 2,800<br />Dwelling House Savings and Loan Assoc., Pittsburgh, PA 8/14/2009 7<br />Community First Bank, Prineville, OR 8/7/2009 45<br />Community National Bank of Sarasota County, Venice, FL 8/7/2009 24<br />First State Bank, Sarasota, FL 8/7/2009 116<br />Mutual Bank, Harvey, IL 7/31/2009 696<br />First BankAmericano, Elizabeth, NJ 7/31/2009 15<br />Peoples Community Bank, West Chester, OH 7/31/2009 130<br />First State Bank of Altus, Altus, OK 7/31/2009 25<br />Integrity Bank, Jupiter, FL 7/31/2009 46<br />Waterford Village Bank, Williamsville, NY 7/24/2009 5.6<br />Security Bank of Jones County, Gray, GA 7/24/2009 807<br />Security Bank of Houston County, Perry, GA 7/24/2009 807<br />Security Bank of Bibb County, Macon, GA 7/24/2009 807<br />Security Bank of North Metro, Woodstock, GA 7/24/2009 807<br />Security Bank of North Fulton, Alpharetta, GA 7/24/2009 807<br />Security Bank of Gwinnett County, Suwanee, GA 7/24/2009 807<br />Temecula Valley Bank, Temecula, CA 7/17/2009 391<br />Vineyard Bank, Rancho Cucamonga, CA 7/17/2009 579<br />First Piedmont Bank, Winder, GA 7/17/2009 29<br />BankFirst, Sioux Falls, SD 7/17/2009 91<br />Bank of Wyoming, Thermopolis, WY 7/10/2009 27<br />John Warner Bank, Clinton, IL 7/2/2009 10<br />First State Bank of Winchester, Winchester, IL 7/2/2009 6<br />Elizabeth State Bank, Elizabeth, IL 7/2/2009 11.2<br />First National Bank of Danville, Danville, IL 7/2/2009 24<br />Rock River Bank, Oregon, IL 7/2/2009 27.6<br />Millennium State Bank of Texas, Dallas, TX 7/2/2009 47<br />Founders Bank, Worth, IL 7/2/2009 188.5<br />Mirae Bank, Los Angeles, CA 6/26/2009 50<br />MetroPacific Bank, Irvine, CA 6/26/2009 29<br />Horizon Bank, Pine City, MN 6/26/2009 33.5<br />Neighborhood Community Bank, Newnan, GA 6/26/2009 66.7<br />Community Bank of West Georgia, Villa Rica, GA 6/26/2009 85<br />First National Bank of Anthony, Anthony, KS 6/19/2009 32.2<br />Cooperative Bank, Wilmington, NC 6/19/2009 217<br />Southern Community Bank, Fayetteville, GA 6/19/2009 114<br />Bank of Lincolnwood, Lincolnwood, IL 6/5/2009 83<br />Citizens National Bank, Macomb, IL 5/22/2009 106<br />Strategic Capital Bank, Champaign, IL 5/22/2009 173<br />BankUnited, Coral Gables, FL 5/21/2009 4,900<br />Westsound Bank, Bremerton, WA 5/8/2009 108<br />America West Bank, Layton, UT 5/1/2009 119.4<br />Citizens Community Bank, Ridgewood, NJ 5/1/2009 18.1<br />Silverton Bank, Atlanta, GA 5/1/2009 1,003<br />First Bank of Idaho, Ketchum, ID 4/24/2009 191.2<br />First Bank of Beverly Hills, CA 4/24/2009 394<br />Michigan Heritage Bank, Farmington Hills, MI 4/24/2009 71.3<br />American Southern Bank, Kennesaw, GA 4/24/2009 41.9<br />Great Basin Bank, Elko, NV 4/17/2009 42<br />American Sterling Bank, Sugar Creek, MO 4/17/2009 42<br />New Frontier Bank, Greeley, CO 4/10/2009 670<br />Cape Fear Bank, Wilmington, NC 4/10/2009 131<br />Omni National Bank, Atlanta, GA 3/27/2009 290<br />FirstCity Bank, Stockbridge, GA 3/20/2009 100<br />Colorado National Bank, Colorado Springs, CO 3/20/2009 9<br />Teambank, N.A., Paola, KA 3/20/2009 98<br />Freedom Bank of Georgia, Commerce, GA 3/6/2009 36.2<br />Security Savings Bank, Henderson, NV 2/27/2009 59.1<br />Heritage Community Bank, Glenwood, IL 2/27/2009 41.6<br />Silver Falls Bank, Silverton, OR 2/20/2009 50<br />Pinnacle Bank, Beaverton, OR 2/13/2009 12.1<br />Corn Belt Bank &amp; Trust, Pittsfield, IL 2/13/2009 100<br />Riverside Bank of the Gulf Coast, Cape Coral, FL 2/13/2009 201.5<br />Sherman County Bank, Loup City, NE 2/13/2009 28<br />County Bank, Merced, CA 2/6/2009 135<br />Alliance Bank, Culver City, CA 2/6/2009 206<br />FirstBank Financial Services, McDonough, GA 2/6/2009 111<br />Ocala NB, Ocala, FL 1/30/2009 99.6<br />Suburban FSB, Crofton, MD 1/30/2009 126<br />Magnet Bank, Salt Lake City, UT 1/30/2009 119.4<br />1st Centennial Bank, Redlands, CA 1/23/2009 227<br />Bank of Clark County, Vancouver, WA 1/16/2009 120 &#8211; 145<br />National Bank of Commerce, Berkely, IL 1/16/2009 97.1</p>
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		<item>
		<title>If the bank fails what will happen to accounts?</title>
		<link>http://www.bankviews.info/2011/09/if-the-bank-fails-what-will-happen-to-accounts/</link>
		<comments>http://www.bankviews.info/2011/09/if-the-bank-fails-what-will-happen-to-accounts/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 20:48:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[When a bank or thrift fails there are three common scenarios. 1. Another institution acquires the complete institution2. The insured deposits are acquired but the uninsured deposits and the loans are left behind with the FDIC.3. There is no buyer and the FDIC runs the bank until it can find a buyer(s). Types of bank [...]]]></description>
			<content:encoded><![CDATA[<p>When a bank or thrift fails there are three common scenarios.</p>
<p>1. Another institution acquires the complete institution<br />2. The insured deposits are acquired but the uninsured deposits and the loans are  left behind with the FDIC.<br />3. There is no buyer and the FDIC runs the bank until it can find a buyer(s).</p>
<p>Types of bank services affected:<br />1. ATM/debit cards 10. Dormant accounts<br />2. Automatic payments/escrows 11. IRAs<br />3. Automatic direct deposits/withdrawals 12. Loans<br />4. CD accounts 13. Online services<br />5. Checks 14. Overdraft line of credit<br />6. Deposits 15. Night deposit boxes<br />7. Insured deposits 16. Safe deposit boxes<br />8. Uninsured deposits 17. Tax information<br />9. Brokered deposits 18. Trust accounts</p>
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