Bank Islam Malaysia Bhd aims to increase its personal financing portfolio to RM2 billion for the financial year ending June 30, 2010, from RM1.5 billion previously.
Its consumer banking division general manager Khairul Kamarudin said the bank will execute an aggressive and effective marketing campaign to attract customers.
“With competitive features, people will take notice of our financing product,the Personal Financing-I. It also offers among the lowest rate in the market,” he told reporters after the prize giving ceremony for the bank’s “ExtraBagAnza campaign, here on Monday.
Khairul said more than RM30 million in loans had been disbursed until Nov 30 with the campaign having began on Sept 1.
He said customers wanting to participate, need to apply for a minimum financing of RM30,000, from now until June 30, 2010.
“We are offering a low rate of 3.25 per cent per annum with a longer financing period of up to 15 years.There is no need for a guarantor and neither are there hidden charges,” he explained.
At present, Bank Islam has a network of 93 branches and 656 self-service terminals nationwide. It offers more than 50 shariah-based banking products.
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