This has o be great offers from Maybank and celcom.How about, you Switch to Celcom via Maybank2u.com today and enjoy a rebate of up to RM250 when you sign up for the Celcom Exec postpaid plan!That's a great deal!
As an M2U customer, you now have added advantages by switching to Celcom and could be rewarded with great savings & rebates!
When you subscribe to Celcom Exec 50 postpaid plan, you'll get a rebate of RM50 (RM10 X 5 months)
When you subscribe to Celcom Exec 250 postpaid plan, you'll get a rebate of RM250 (RM50 X 5 months)
Celcom Exec postpaid plan gives you more.
With Celcom Exec 50
* One simple call rate to all numbers at 15 sen/minute
* Low SMS rate at 12 sen/SMS to all numbers
* Low monthly commitment of RM50
* Rebate of RM10 X 5 months
* Automatic discounts of up to 30% every month - the more you use, the bigger your discount!
Total monthly usage Discount on domestic calls and SMS
RM60.00 - RM79.99 10%
RM80.00 - RM149.99 20%
RM150.00 and above 30%
With Celcom Exec 250
* 2,000 minutes (voice/video) calls or SMS for only RM250/month!
* FREE Celcom Broadband Advance (with speeds of up to 3.6Mbps)
* A comprehensive plan that covers all your mobility needs
* Rebate of RM50 X 5 months
Retain your existing number when you switch! Celcom & M2U make it really convenient for you so you don't have to worry. Just follow the steps below:
1. Login to your M2U account.
2. Go to Mobile Banking > Mobile Number Portability and register your details with M2U.
3. You will be directed to celcom.com.my to complete your registration.
4. A Celcom representative will call you within the next 2 business days (Mon-Fri).
5. Your new SIM card will be delivered to you. Insert your new SIM card upon receiving an SMS notification from Celcom. You will then receive another SMS notification the moment your line is activated.
Switch to Celcom NOW! Sign-up online between now and 8 February 2011 to enjoy the above rebates!
Friday, February 19, 2010
Saturday, January 30, 2010
Wise money savings
That is wise.Let say you bought a RM40 shoes with no mark or some money. Will you find the cheapest one if are looking for branded shoes instead of trade a miserly one. It’s kind of people already set in shop? A lot of a natural banker procedure saying to them; buy stingy gear, collect money more! Obviously there must be sanity why those clothes are shameful.
For an example if you know with that much money you can get a better branded shoes?Look out and find stingy offers for new shoes .
You might find good eminence shoes with 50% offers or perhaps thinking on cutback some humorous idiotic marker like “CAP AYAM” make.Do you are on the funds or even a 70% offers from earliest value. Definitely you buy the cheapest one in their view.
As for me, definitely buy condition equipment miserly is what I called import eminence things inferior is better than buy cheap things. Now do you see the differences between these two?My advice, tired your money astutely.
Source:Money tips
For an example if you know with that much money you can get a better branded shoes?Look out and find stingy offers for new shoes .
You might find good eminence shoes with 50% offers or perhaps thinking on cutback some humorous idiotic marker like “CAP AYAM” make.Do you are on the funds or even a 70% offers from earliest value. Definitely you buy the cheapest one in their view.
As for me, definitely buy condition equipment miserly is what I called import eminence things inferior is better than buy cheap things. Now do you see the differences between these two?My advice, tired your money astutely.
Source:Money tips
Wednesday, January 13, 2010
Maybank aims for 2,000 branches abroad
Malayan Banking Bhd (Maybank)are planning on opening more of it's branches all over the world.Now maybank aim to open 2,000 branches abroad.Well done for them for a very outstanding performance and service.Maybank overseas loan portfolio would grow to 40% from the current 33% as it sought to be a regional financial powerhouse by 2015.
The group currently has an extensive global network of 1,750 branches and offices in 14 countries with over 39,000 employees.I dont think there will be a problem for Maybank since now they already gaining 16.3 million customer in the region, with 9.5 million customers in Malaysia alone.That's a very big number.
The group currently has an extensive global network of 1,750 branches and offices in 14 countries with over 39,000 employees.I dont think there will be a problem for Maybank since now they already gaining 16.3 million customer in the region, with 9.5 million customers in Malaysia alone.That's a very big number.
Sunday, January 10, 2010
Bank Islam Takes Over Counter Services Of TH Mini Lebuh Light
Effective Jan 15, the counter services of Lembaga Tabung Haji (TH) at the TH Mini Lebuh Light,Penang,will become a uniteller counter of Bank Islam Malaysia Bhd.
The termination and transfer of the service to Bank Islam is one of the steps taken by TH to enhance its strategic relations with the bank, TH said in a statement today.
It added that this step was also taken to avoid the presence of two different entities operating on the same premises and offering a similar service.
In this regard, all primary services of TH such as savings, withdrawals, the opening of new accounts and registration for the Hajj, can be undertaken at the uniteller counter of Bank Islam Lebuh Light.
-- BERNAMA
The termination and transfer of the service to Bank Islam is one of the steps taken by TH to enhance its strategic relations with the bank, TH said in a statement today.
It added that this step was also taken to avoid the presence of two different entities operating on the same premises and offering a similar service.
In this regard, all primary services of TH such as savings, withdrawals, the opening of new accounts and registration for the Hajj, can be undertaken at the uniteller counter of Bank Islam Lebuh Light.
-- BERNAMA
Sunday, January 3, 2010
Who owns bank of america?
This questions sure circulating all around the website,forum,and blogs.In fact a lot of people search this word "Who owns bank of america" into search engine boxes.I was wondering is it too important to know who owns the bank?While also searching for it, i came into one forum.Quite funny when they are arguing about Who owns bank of america.SOme said it was Jews, Zionist,some said catholic and so on.The games keep up like crazy naming this and that.At the end, no one knows Who owns bank of america.
Let me share this with you.At least, it is a legitimate answers.
Bank of America History:
Bank of America's history dates to 1904, when Amadeo Giannini founded the Bank of Italy in San Francisco, for the purpose of catering to immigrants other banks would not serve.[21][22] Amadeo was raised by the Fava/Stanghellini family when his father was shot while trying to collect on a $10.00 debt.[citation needed] When the 1906 San Francisco earthquake struck, Giannini was able to get all of the deposits out of the bank building and away from the fires. Because San Francisco's banks were in smoldering ruins and unable to open their vaults, Giannini was able to use the rescued funds to start lending within a few days of the disaster. From a makeshift desk of a few planks over two barrels, he lent money to anyone who was willing to rebuild. He took great pride in later years that all of these loans were repaid.
In 1922, Giannini established Bank of America and Italy[23] in Italy by buying Banca dell'Italia Meridionale[24], itself only established in 1918.[25][26]
March 7, 1927, Mr. Giannini consolidated his Bank of Italy (101 branches) with the then newly formed Liberty Bank of America (175 branches). The result was the Bank of Italy National Trust & Savings Association with capital of $30,000,000, resources of $115,000,000.
In 1928, A. P. Giannini merged with Bank of America Los Angeles and consolidated it with his other bank holdings to create what would become the largest banking institution in the country. He renamed his Bank of Italy November 3, 1930, calling it Bank of America. The merger was completed in early 1929[27] and took the name Bank of America. The combined company was headed by Giannini with Monnette serving as co-Chair.
And the major shareholders:
Major shareholders
Individuals Shares held
Kenneth D Lewis 2,372,260
John A Thain 679,946
Bruce L Hammonds 504,429
Keith T Banks 336,371
Charles K Gifford 334,176
Institutions Shares held % held
Barclays Global Investors 192,077,414 3.83
State Street Corp 187,394,299 3.73
FMR 152,596,052 3.04
Vanguard Group 142,204,635 2.83
Capital World Investors 114,829,550 2.29
Wellington Management Comp 102,053,133 2.03
AXA 89,824,923 1.79
Bank of New York Mellon Corp 65,284,687 1.30
Morgan Stanley 58,081,288 1.16
JP Morgan Chase & Co 54,816,605 1.09
Perhaps this will help some of you, on knowing Who owns bank of america.Things easier when there were names given.
Let me share this with you.At least, it is a legitimate answers.
Bank of America History:
Bank of America's history dates to 1904, when Amadeo Giannini founded the Bank of Italy in San Francisco, for the purpose of catering to immigrants other banks would not serve.[21][22] Amadeo was raised by the Fava/Stanghellini family when his father was shot while trying to collect on a $10.00 debt.[citation needed] When the 1906 San Francisco earthquake struck, Giannini was able to get all of the deposits out of the bank building and away from the fires. Because San Francisco's banks were in smoldering ruins and unable to open their vaults, Giannini was able to use the rescued funds to start lending within a few days of the disaster. From a makeshift desk of a few planks over two barrels, he lent money to anyone who was willing to rebuild. He took great pride in later years that all of these loans were repaid.
In 1922, Giannini established Bank of America and Italy[23] in Italy by buying Banca dell'Italia Meridionale[24], itself only established in 1918.[25][26]
March 7, 1927, Mr. Giannini consolidated his Bank of Italy (101 branches) with the then newly formed Liberty Bank of America (175 branches). The result was the Bank of Italy National Trust & Savings Association with capital of $30,000,000, resources of $115,000,000.
In 1928, A. P. Giannini merged with Bank of America Los Angeles and consolidated it with his other bank holdings to create what would become the largest banking institution in the country. He renamed his Bank of Italy November 3, 1930, calling it Bank of America. The merger was completed in early 1929[27] and took the name Bank of America. The combined company was headed by Giannini with Monnette serving as co-Chair.
And the major shareholders:
Major shareholders
Individuals Shares held
Kenneth D Lewis 2,372,260
John A Thain 679,946
Bruce L Hammonds 504,429
Keith T Banks 336,371
Charles K Gifford 334,176
Institutions Shares held % held
Barclays Global Investors 192,077,414 3.83
State Street Corp 187,394,299 3.73
FMR 152,596,052 3.04
Vanguard Group 142,204,635 2.83
Capital World Investors 114,829,550 2.29
Wellington Management Comp 102,053,133 2.03
AXA 89,824,923 1.79
Bank of New York Mellon Corp 65,284,687 1.30
Morgan Stanley 58,081,288 1.16
JP Morgan Chase & Co 54,816,605 1.09
Perhaps this will help some of you, on knowing Who owns bank of america.Things easier when there were names given.
Friday, January 1, 2010
Maybank products: New MaxiHome and MaxiShop Fixed Rate packages
Looks like Maybank has come out with two new products to be release this year 2010.A lot more lower BLR rate, and also a great way to pay back.Flexible for 3,4 or 5 years eligible from what financial background we are now.So, this New MaxiHome and MaxiShop Fixed Rate packages that people have been talking about.
Create a Savings a lot, so that you can get enough sleep.These Maybank products .For details you can visit Personal Finance from Pokjat.
Create a Savings a lot, so that you can get enough sleep.These Maybank products .For details you can visit Personal Finance from Pokjat.
Islamic Finance In Malaysia 2010
Islamic finance that has garnered tremendous interest in the face of almost two years of global economic crisis, will have an important role to play come 2010.
As world markets come to grasp with the real strength of Islamic finance to withstand the economic turmoil, Islamic countries especially have already used it to strengthen their economic foundation.
Malaysia, being the frontrunner in Islamic finance with over 20 years experience and has gone through three economic crises, must fully exploit the potential of this industry.
Beefing up Islamic finance with a correct mechanism is the only way to go, analysts say.
Next year could be even tougher and any external developments will not only affect the current economic foundation but Islamic finance as well.
In the sukuk market, for example, trading activities and issuances slowed down in 2009 due to lesser issuance of corporate bonds and Dubai's negative credit news.
Among this year's highlights was the five-year US$1.5 billion Sukuk Al-Ijarah issued by national oil corporation Petroliam Nasional Bhd (Petronas).
It marks a new era of bond and sukuk issuances in the country. It was the single largest US dollar issuance by an Asian entity outside Japan this year and also the largest international US dollar sukuk since the US$1.5 billion Dubai Ports issue in 2007.
Known as the Petronas Emas sukuk, it was part of a bond package that also consisted of a US$3 billion conventional bond.
The Petronas Emas sukuk, together with the RM4 billion Sukuk Al-Musharaka issued by Cagamas MBS earlier this year, are listed on Bursa Malaysia and also on the Labuan International Financial Exchange and the Luxembourg Stock Exchange.
Asian Islamic Investment Management Sdn Bhd chief investment officer Chan Cheh Shin said Malaysia had continuously promoted and solidified its efforts to make the country a prominent sukuk player.
Chan, who oversees RM730 million assets under management, said both the government and private sectors had played their part in the issuance of benchmark-size sukuk bonds.
"Local players can and should build on the government effort in promoting Malaysia's name as the Islamic financial hub. The issuer and originator should step up their efforts on issuing and originating debts in the sukuk form," he told Bernama.
He said that as the economy recovers, companies would be more willing to borrow. Thus, sukuk issuance would increase, he said.
The recent policy to allow non-Islamic banks to participate in Shariah-compliance products was also a welcome step in promoting and retaining foreign interest in the industry, he added.
Whether Malaysia is still a forerunner in the global sukuk market, he said:
"Malaysia is way ahead in infrastructure and has a ready pool of investors for sukuk. Thus, it is a serious contender as a hub in Asia. London may dominate the European space."
In Islamic banking, all eyes will be on the country's new recipients of Islamic banking and family takaful licences.
With the new boys jumping onto the bandwagon, competition for a slice of the industry pie would be much tougher and stronger.
Therefore, it is imperative for the existing Islamic banking and takaful players in the country to enhance their ability and create more innovative products suitable for the public.
Bank Negara Governor Tan Sri Dr Zeti Akhtar Aziz recently confirmed that the country had shortlisted two foreign banks to be licensed as mega-Islamic banks with a minimum capital of US$1 billion each.
She said applications for the two mega-Islamic banks were still being processed and an announcement would be made by the end of the first half of 2010.
Currently, Malaysia has 14 wholly-owned foreign banks, both conventional and Islamic, and may give another five banking licenses by 2012.
Islamic banking accounts for 18.8 per cent of Malaysia's total banking assets.
Dr Zeti pointed that the inherent features of Islamic finance were among the factors that contributed to the country's financial stability.
She said Malaysia had continuously been involved in strengthening the Islamic finance architecture to ensure the industry's stability and resilience.
Malaysia is also keen to enhance the international dimension of Islamic finance through linkages not only with international financial centres, but also with those in the emerging countries of the Middle East, Africa, Central Asia and even Latin America.
"It is in the latter areas we believe that economic recovery will be the fastest. Bilateral trade is still important, but we also need strategic alliances and Islamic finance can play an important role in this respect," Zeti said.
As world markets come to grasp with the real strength of Islamic finance to withstand the economic turmoil, Islamic countries especially have already used it to strengthen their economic foundation.
Malaysia, being the frontrunner in Islamic finance with over 20 years experience and has gone through three economic crises, must fully exploit the potential of this industry.
Beefing up Islamic finance with a correct mechanism is the only way to go, analysts say.
Next year could be even tougher and any external developments will not only affect the current economic foundation but Islamic finance as well.
In the sukuk market, for example, trading activities and issuances slowed down in 2009 due to lesser issuance of corporate bonds and Dubai's negative credit news.
Among this year's highlights was the five-year US$1.5 billion Sukuk Al-Ijarah issued by national oil corporation Petroliam Nasional Bhd (Petronas).
It marks a new era of bond and sukuk issuances in the country. It was the single largest US dollar issuance by an Asian entity outside Japan this year and also the largest international US dollar sukuk since the US$1.5 billion Dubai Ports issue in 2007.
Known as the Petronas Emas sukuk, it was part of a bond package that also consisted of a US$3 billion conventional bond.
The Petronas Emas sukuk, together with the RM4 billion Sukuk Al-Musharaka issued by Cagamas MBS earlier this year, are listed on Bursa Malaysia and also on the Labuan International Financial Exchange and the Luxembourg Stock Exchange.
Asian Islamic Investment Management Sdn Bhd chief investment officer Chan Cheh Shin said Malaysia had continuously promoted and solidified its efforts to make the country a prominent sukuk player.
Chan, who oversees RM730 million assets under management, said both the government and private sectors had played their part in the issuance of benchmark-size sukuk bonds.
"Local players can and should build on the government effort in promoting Malaysia's name as the Islamic financial hub. The issuer and originator should step up their efforts on issuing and originating debts in the sukuk form," he told Bernama.
He said that as the economy recovers, companies would be more willing to borrow. Thus, sukuk issuance would increase, he said.
The recent policy to allow non-Islamic banks to participate in Shariah-compliance products was also a welcome step in promoting and retaining foreign interest in the industry, he added.
Whether Malaysia is still a forerunner in the global sukuk market, he said:
"Malaysia is way ahead in infrastructure and has a ready pool of investors for sukuk. Thus, it is a serious contender as a hub in Asia. London may dominate the European space."
In Islamic banking, all eyes will be on the country's new recipients of Islamic banking and family takaful licences.
With the new boys jumping onto the bandwagon, competition for a slice of the industry pie would be much tougher and stronger.
Therefore, it is imperative for the existing Islamic banking and takaful players in the country to enhance their ability and create more innovative products suitable for the public.
Bank Negara Governor Tan Sri Dr Zeti Akhtar Aziz recently confirmed that the country had shortlisted two foreign banks to be licensed as mega-Islamic banks with a minimum capital of US$1 billion each.
She said applications for the two mega-Islamic banks were still being processed and an announcement would be made by the end of the first half of 2010.
Currently, Malaysia has 14 wholly-owned foreign banks, both conventional and Islamic, and may give another five banking licenses by 2012.
Islamic banking accounts for 18.8 per cent of Malaysia's total banking assets.
Dr Zeti pointed that the inherent features of Islamic finance were among the factors that contributed to the country's financial stability.
She said Malaysia had continuously been involved in strengthening the Islamic finance architecture to ensure the industry's stability and resilience.
Malaysia is also keen to enhance the international dimension of Islamic finance through linkages not only with international financial centres, but also with those in the emerging countries of the Middle East, Africa, Central Asia and even Latin America.
"It is in the latter areas we believe that economic recovery will be the fastest. Bilateral trade is still important, but we also need strategic alliances and Islamic finance can play an important role in this respect," Zeti said.
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